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An Overview of Property Types Eligible for VA Loans Condominiums. Condos are certainly eligible for VA financing. Manufactured homes. Manufactured homes, better known as mobile homes, are eligible for VA financing. modular homes. Prefabricated or modular homes can also be financed through VA.
VA loans are only designated for the use of residential properties. A VA loan cannot be used to buy unimproved, bare or farm land that does not contain an owner occupied primary residence for the borrower. VA loans cannot be used to purchase homes that are not located within the U.S and U.S. territories.
VA loans, or SBA 7(a), SBA Express and Military reservist economic injury disaster (MREIDL) Loans, are actually loan guarantees made available from the Small Business Administration (SBA) to veterans or soldiers or their wives or widows who are going off to serve in the military or who have returned from their military service.
If the buyer is VA-eligible, then a military mortgage is a popular zero-down option for financing a VA REO property. Here are some quick VA loan facts: Zero money down within conforming loan limits
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“The objective of the VA Home Loan Guaranty program is to help eligible Veterans, active-duty personnel, surviving spouses, and members of the Reserves and National Guard purchase, retain, and adapt.
The VA sets strict rules for what a homebuyer can purchase with a VA Home Loan. Learn about the eligible properties and requirements here.
Find out what types of properties – outside of a standard single-family home – will allow you to qualify for your VA home loan benefits. Eligible Properties for VA Loans | Military.com Login
The US Department of Veterans Affairs provides patient care and federal benefits to veterans and their dependents. Home page for the Veterans Information Portal provides links to veterans benefits and services, as well as information and resources for other Departmental programs and offices.
The Department of Veterans Affairs utilizes a series of Minimum Property Requirements, or MPRs, that a home must meet in order to qualify for a VA loan. These home requirements help ensure that veterans and military families have a safe, structurally sound and sanitary place to call home.