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Question: True or False: The FHA 203k Renovation Loan in Texas is Just for HUD Foreclosures? False! It’s time to dispel this mystery.the FHA 203k Renovation loan in Texas along with its conventional counterpart, the Fannie mae homestyle renovation loan, can be used for any type of property. . Furthermore either can be used for a purchase or a ref
If you are buying a home in Austin that needs minor or major upgrades, an FHA 203k Loan is one of many Texas rehab loan programs that includes funding for home renovation costs in the original loan amount, at the time of purchase.
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For general questions about HUD or its programs, contact the HUD office nearest you. In Texas, offices are located in Fort Worth, Houston and San Antonio.. For questions about FHA loans or programs, contact our FHA Resource Center:
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home. Purpose: Section 203(k) fills a unique and important need for homebuyers.
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The FHA 203k mortgage is a special loan program designed to make it easy for a person to purchase a home in need of repair or to finance necessary repairs to an existing home, rolling the cost of the repairs and mortgage together into one loan.